Transparency

Fees & Policies

Deciding to invest in therapy is a significant decision and I want you to feel fully informed as you take that step. Below you'll find information about my fees, insurance, and practice policies. If anything is unclear or you have questions not addressed here, please don't hesitate to get in touch.

Private Pay & Out-of-Network (OON) Insurance Reimbursement

I am a private pay practice, meaning I do not bill insurance directly. There are genuine benefits to this model: it allows for greater flexibility in how we approach your treatment, stronger privacy around your diagnosis and records, and the freedom to work with a specialist who is truly the right fit for your needs — rather than being restricted to whoever is in your network.

I also recognize that therapy is a significant financial investment. To help offset the cost, many clients are able to use their out-of-network (OON) insurance benefits. I provide a monthly superbill — a detailed statement of services — that you can submit to your insurance company for potential partial reimbursement, depending on your plan.

Please be aware that I am not a Medicare or Medicaid provider, and clients who carry those benefits are unfortunately unable to seek reimbursement from those programs for sessions with me.

Billing Codes & Standard Fees

90791 — Initial Intake Assessment

90-110 minutes • Full clinical history & custom treatment plan

$560

90834 — Individual Therapy Session

45-50 minutes • Standard active skill-building & ERP

$280

90846 — Parent Session (Without Child)

45-50 minutes • Parent coaching, parenting interventions & guidance

$280

* All telehealth sessions are designated by adding the clinical modifier "-95" to the codes above.

Cancellation and No-Show Policy

I kindly ask that any cancellations or rescheduling requests be made at least 24 hours before your appointment. I completely understand that life doesn't always go as planned — however, because your session time is held exclusively for you, last-minute cancellations and no-shows make it difficult to offer that slot to someone else in need. For this reason, the full session fee will be charged for appointments cancelled with less than 24 hours notice or missed without prior notice.

To cancel or reschedule, you're welcome to reach out by email or voicemail — both are time-stamped, making it easy to confirm your request was received within the required window.

Questions to Ask Your Insurance Provider

To determine your out-of-network mental health benefits, I highly recommend calling the customer service number on the back of your insurance card and asking these questions:

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Do I need a referral or prior authorization to see an out-of-network clinical psychologist?
•
What is my annual out-of-network deductible, and how much has been met already this year?
•
What percentage or flat dollar amount does my plan reimburse for an intake assessment (code 90791) and a standard individual therapy session (code 90834-95)?
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Are telehealth services (using modifier -95) covered at the same rate?
•
Is there an annual cap on the total number of outpatient therapy sessions or the total dollar amount reimbursed per calendar year?

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